Rent To Own And Lease Purchase Information

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Rent To Own Credit Resources

 

Credit Resources Comparison

 

Rent To Own Homes are a great way to purchase a home if you currently have credit issues. Knowing what issues need attention and the most efficient way to improve you credit is a must if you want to be able to convert your lease to a purchase when the time comes. We have prepared a comparison of common methods of credit repair with various time frames and a cost analysis. This information is important to both the buyer AND the seller. If you are a seller have your buyer look take a look at this comparison. Using a credit repair solution that doesn't work can waste a lot of time AND money. The services that we have used for comparison are established and trusted resources that we can recommend.

Credit Service
Initial Cost
Monthly Cost
12 Months
24 Months
36 Months
Lexington Law
$99
$59
$807
$1515
$2223
Ovation Law
$95
$55
$755
$1415
$2075
Veracity
$99
$79
$1047
$1995
$2943
ClearOne
-
-
-
-
-
Credit Secrets Bible
$68
$0
$68
$68
$68
AnnualCreditReport
$0
$0
$0
$0
$0
 

Lexington Law

Lexington Law actually offers three different grades of service that vary in cost and service. We have listed the middle in terms of both, the Concord Standard Program. They are a large and trusted provider of credit repair and monitoring service. Lexington Law has been in the credit repair business since 1991. They deleted over 600,000 items from it's clients credit reports last year alone. Their services include credit report disputes, debt validation, goodwill interventions, monthly score analysis, ReportWatch™, InquiryAssist™, and an Identity Theft Insurance program. Learn more

Ovation Law

Ovation Law has two programs. We have listed their premier program, The Essentials Plus. This program includes unlimited customized validation letters, unlimited customized goodwill letters, 24/7 access to your case information, a professional case advisor and case analyst. Ovation has helped tens of thousands of people correct their credit profiles that resulted in higher credit scores. They also provide an online education center that clients can access to download information about credit and credit reporting. Clients may use their instant message service or toll fee number to contact them anytime. Learn more.

Veracity

Veracity Credit Consultants is another well known credit repair service. They have two programs available. We have listed their best plan, Veracity Platinum Service because it offers comparable services to the others we have listed. This plan gives you a credit analysis, the three major credit bureaus are contacted on your behalf, toll-free telephone support, weekly printed educational reports tailored to your situation, monthly progress reports, and weekly tips via their web site. Learn more.

ClearOne Debt Relief

ClearOne Debt Relief is not a credit repair service however their services can be very valuable to those that have high amounts of unsecured or credit card debt. ClearOne is a debt relief company that negotiates with your creditors to reduce your debt and structures a series of payments targeted at a 24-36 month time frame to pay off your entire. This method may actually have a negative effect on your credit initially but the long-term effects of being debt-free are enormous. Use this option with a Rent To Own or Lease Purchase home where the lease is longer than 36 months or may be renewed for several years. If you have credit card payments that are causing budget shortfalls this is worth looking into. Their fee structure is not listed but our research shows that it is a fee plus a percentage of the settlement paid over a period of time. Learn more.


Credit Secrets Bible™

Credit Secrets Bible™ is a well known resource that you can use to repair you own credit. It includes a 140 page book and 70 minutes of audio that the author guarantees will improve your credit score in 8 weeks or less with only 90 minutes of your time. The savings over hiring a credit repair service are huge and the confidence of knowing what steps were actually taken to attain your goal are the two greatest benefits. This material is available instantly by downloading it to your computer. This is one of the best resources available anywhere for repairing your own credit. Learn more.

If you would like to receive a the Credit Secrets Free Minibook <Click Here>.

AnnualCreditReport.com

AnnualCreditReport.com is a site that you can use to obtain free copies of your credit report from all three of the major credit bureaus, Experian, Equifax, and TransUnion, at the same time. This is a FREE SERVICE that is available once every year. Learn more.

 

 

 

Click here to get The Credit Secrets Bible